Does this cost money?
We do not charge for any of the workshops that we offer. All of the training and materials are completely free to your company, employees, and their families. Our goal is to provide free financial education.
Are you selling anything?
It is absolutely forbidden for our members to sell anything at the workshops or to endorse or recommend a specific financial product of any kind. The workshops are purely about education. We feel so strongly about this subject that we address it in the contract we have with our members.
Who are your speakers?
Our speakers are comprised of financial professionals from dozens of fields including: investing, accounting, estate planning, tax, real estate, law, and more. We vet every member to ensure that they are in good standing within the financial community, are knowledgeable, and can present the material in a clear, easy-to-understand way.
Why do your members do this for free? What’s in it for them?
Genuinely want to help – First and foremost our members want to give back to the community. They understand that this business is about long term relationships and if they take the time to help someone now, in the future that person may look to them when they want to hire a professional advisor.
Exposure – Our advisors want to get their name out in the community as someone that is knowledgeable and cares about their clients.
Why does AFE do this for free?
We truly are passionate about education and helping people – Our leadership has experienced first-hand how a lack of basic knowledge can dramatically change a person’s financial security for the rest of their lives. By providing free financial education we aim to empower as many people as possible so that they are prepared to take control of their own financial futures.
Members – AFE is primarily supported by dues paid by our members. In return they are given access to our materials and resources as well as teach our workshops.
Relationship with the Federal Government – Our relationship with the Consumer Financial Protection Bureau (CFPB) is predicated upon our ability to reach as many people as possible. The more people we reach, the greater the support (in the form of materials and training) we can receive from the CFPB.
Is AFE affiliated with or part of any financial institution?
No, AFE is a 501(c)(3) non-profit and is not affiliated with any financial institution in any way. Providing unbiased education is very important to us and we feel that any sort of affiliation could jeopardize that. Plus, we would lose the trust of you our client base, in the end it’s just not worth it.
How long are the workshops?
Our workshops are designed to last anywhere from 30-45 minutes, so that most employees can attend during their lunch time and the impact to their work is mitigated.
Where are the workshops conducted?
AFE members host free workshops in corporate and organizational settings. Our workshops are usually conducted on site, either in a conference room, break room or in a suitable space that is acceptable to everyone.
Our 401(k) provider already does this for us.
Understood, in fact most of the companies we work with have a 401(k) provider that provides some sort of seminars. However, these seminars usually only focus on the 401(k) plan itself, this is normal. On the other hand, the companies we work with appreciate that our workshops are unbiased and take a holistic approach to financial wellness. We show your employees how their 401(k) fits into their entire plan not just the products it contains.
Do we get to meet with the speaker beforehand, to help make a decision?
Yes. Once you decide that you want to potentially offer this benefit to your employees, AFE will send one of our local members out to meet with you so that you can go over your options and ask any questions you may have.
Can we review the workshop courses and material to help us evaluate?
Of course! We will be happy to provide you with anything you need to help you make the decision that’s best for your group. You can either contact the member you are working with directly or contact our corporate office at the number listed here on our website.
If the employees have questions or concerns after the workshop, but wish to ask them privately, can you help?
Yes, we offer all participants a free private consultation at their leisure if they wish to do so.
How many topics do your workshops cover?
We currently have over 30 different workshops that range from basic budgeting all the way up to more advanced estate and retirement planning. We are adding workshops all the time so be sure to ask your speaker about new workshops that are available or just check back here on our website for an updated list.
How many workshops can you conduct for us, is there a minimum or maximum amount of workshops that you can do for us?
We can conduct as many or as few as you wish and there is no commitment required on your part. We do suggest however that in order for your company to see the greatest benefit, your program should be long term, be offered on a routine basis, and cover a variety of topics. Studies have shown that the longer and more diverse a program is the greater the impact and results.
How do I know if this will be right for my employees?
Good question. It is difficult to know the overall mindset of your employees since a lot of people do not like to talk about their finances with or around their piers. This may lead you to think that your employees really wouldn’t be interested. In fact they may even tell you that they aren’t interested.
We understand this mentality. We have worked with a lot of companies that at first thought that this really wouldn’t be a fit but saw how beneficial financial education is when their employees productivity increased, absenteeism decreased, and overall employee satisfaction improved due to decreased stress!
Fact is that no matter where you are in life almost everyone could use a little more knowledge to help them make better financial decisions. We suggest a test workshop that way you can really see if there is likely to be a benefit or not.
I have more questions.
If you have more questions, use our secure contact form to reach us by clicking here